A property you rent out needs landlord coverage — not a standard homeowners policy. It protects the structure, your liability as an owner, and the rental income you’d lose after a covered loss.
Landlord insurance (often a dwelling or DP-3 policy) protects a home, condo, or unit you own and rent to others. It covers the structure against fire, wind, and other perils — just like a homeowners policy, but built for a property you don’t live in.
Critically, it adds protections a tenant’s policy and a homeowners policy won’t: landlord liability, and loss of rental income if your property becomes uninhabitable after a covered claim.
Whether you own one rental or several, we’ll match you with the right A-rated carrier and coverage.
From one rental to a portfolio, we’ll structure the right coverage.
A-rated carriers compared to protect your investment affordably.
Combine with your other policies for discounts.
A standard homeowners policy won’t cover a property you rent out — and may deny the claim. If you have tenants, you need a landlord policy.