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How much life insurance
do you really need?

Get a personalized coverage estimate using the proven DIME method that financial advisors trust — Debt, Income, Mortgage, and Education.

A smarter way to size
your coverage

Instead of a rough guess, DIME adds up what your family would actually need — then subtracts what you already have set aside. Adjust the sliders to see your number update live.

Your estimate breakdown
Income replacement$1,500,000
+ Mortgage payoff$250,000
+ Other debts$30,000
+ Education fund$100,000
+ Final expenses$15,000
− Current savings & coverage−$50,000
Life Insurance Needs Calculator
Recommended Coverage
$1.85M
DIME estimate based on your inputs

This is an educational estimate, not a recommendation. A licensed Divito agent can tailor it to your situation.